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Florida Housing Mortgage Credit Certificate Program
Do you know that Florida provides a program that pays first-time homebuyers up to $2,000. a year, for up to 30 years?
The state-run Florida Housing Finance Corp., offers first-time homebuyers money back each year, based on how much interest they pay on their mortgage.
Once approved, homeowners can claim up to half of their mortgage interest paid as a tax credit on their federal income tax return, the credit is capped at $2,000 each year.
Remember, any additional mortgage interest not included in the Mortgage Tax Credit, can still be deducted on your federal income tax return.
Although the average 30-year fixed-rate mortgages are on the rise, rates are still well below previous decades.
To qualify in Broward, income must be less than $82,800 a year for one to two people in a household or $96,377 for three or more. Home purchase price must be less than $337,500.
In Palm Beach County, income must be less than $76,156. a year to qualify for one to two people in a household or $87,579. for three or more. Home purchase price must be less than $325,301.
(Qualifying income and purchase price maximum are subject to change.)
You will need to take a class to receive this money.
Here is the link forDebtHelper.com's portal for the eHomeAmerica online homebuyer education course:
The Cost is $125.00 to complete the class.
Classes are to be taken only from the below providers:
1) Face to face from aHUD approved education provider
2) Online education ONLY from: www.eHomeAmerica.org
3) Online education ONLY from (MGIC Homebuyer Education for Freddie Macs Home Possible Program and certain HFA's):
For more information, call Laurie, your friend in the real estate business.
As a Real Estate consultant for two decades in Georgia and Florida, adding Home Staging to her resume in 2016, Laurie has helped many home Buyers and home Sellers achieve their Real Estate dreams. ....